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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG

D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.

Jan 14, 2018

MONEY MANAGEMENT TIPS

Although many people today are shunning credit cards altogether, it is important rather to establish a good balance between using them...

Jan 10, 2018

FILING FOR BANKRUPTCY WHILE ON LONG TERM DISABILITY

Becoming too ill or injured to work is difficult enough, but mounting debt as you are not earning your regular income can add extra...

Jan 2, 2018

HELPING ELDERLY PARENTS STRUGGLING WITH DEBT

Although having elderly parents alive usually feels like a blessing, helping them handle financial matters can be stressful for both of...

Mar 7, 2017

PROTECTING YOURSELF AGAINST IDENTITY THEFT & FRAUD

Over the last several years, identity thieves have been stealing personal information from a growing number unsuspecting people to make...

Mar 7, 2017

RETIREMENT AND THE RISKS OF FINANCIAL INSTABILITY

Retirement is a relatively new concept, introduced in the last century and likely to balance the modern economy when life expectancy grew...

Sep 30, 2016

DEVELOPING A MONTHLY BUDGET & AVOIDING BANKRUPTCY IN OTTAWA

Individuals facing financial hardship can take steps to improve their situations by developing smart habits like budgeting their money on...

Aug 15, 2016

SAVING MONEY FOR YOUR BUSINESS IN EASTERN ONTARIO

Regardless of the size of your company, having management information tools in place will assist you and any other shareholders of your...

Aug 15, 2016

SIGNS OF OVERSPENDING & TIPS TO REDUCE IMPULSE PURCHASES

One of the most significant reasons why people may find themselves in debt is due to overspending. Maybe you are unsure how to put...

Jul 27, 2016

TIPS FOR SMART HOUSEHOLD BUDGETING & SAVING

There is no real way around the fact that life is, simply, expensive. It also makes sense that the more people you need to clothe and...

Jul 26, 2016

PREPARING TO SEEK FINANCIAL COUNSELLING IN EASTERN ONTARIO

Struggling to manage your own finances can leave you stressed and concerned for the future stability of your family. If you find yourself...

Jun 19, 2016

UNINCORPORATED SMALL BUSINESS VS. CORPORATE BANKRUPTCY: HOW DO THEY DIFFER?

It is always important to make an informed decision when it comes to bankruptcy, as this option should be the last consideration if you...

Jun 12, 2016

HOW TO MANAGE YOUR STUDENT LOAN DEBT

Along with tuition rates, student loan debt has steadily increased over the past 20 years across most of the country. Canadian Federation...

Apr 18, 2016

TIPS & TRICKS FOR REPAIRING YOUR CREDIT SCORE

Having a poor credit rating is not only a nuisance, but it can have serious repercussions for other areas of your life as well. For...

Apr 10, 2016

DEALING WITH FINANCIAL DIFFICULTY AFTER A SEPARATION OR DIVORCE

As of 2008, approximately 40 percent of marriages ended in divorce and the average length of marriages was less than 14 years. Divorcing...

Mar 17, 2016

MANAGING DEBT THROUGH A CONSUMER PROPOSAL VS. BANKRUPTCY

In recent years, a consumer proposal has become a popular option taken frequently by individuals struggling with debt instead of filing...

Mar 9, 2016

PLANNING A MARCH BREAK TRIP FOR THE FAMILY ON A BUDGET

Vacations are a highlight for many families after a dreary grey winter, especially for March break. While planning a trip can be...

Feb 19, 2016

WARNING SIGNS OF IMPENDING PERSONAL BANKRUPTCY

If you are struggling with debt, you may know firsthand that it can get out of control quickly. You may take actions that provide...

Feb 19, 2016

WHAT IS A LICENSED INSOLVENCY TRUSTEE? WHY THE CHANGE?

The formal name for a "Trustee in Bankruptcy" in Canada has recently been changed to a Licensed Insolvency Trustee (LIT) which will come...

Jan 25, 2016

THINGS TO CONSIDER WHEN CHOOSING TO USE A CREDIT CARD

A credit card is a popular payment method accepted by most retailers world-wide. Transactions are free to the consumer and incentives for...

Dec 16, 2015

AN IMPORTANT NEW EXEMPTION & INCREASED LIMITS FOR ONTARIO INDIVIDUALS – YOUR HOME MAY BE EXEMPT FROM

At D. & A. MacLeod, we have been helping people and companies since 1952 overcome their financial difficulties. Our commitment to those...