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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG

D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.

Oct 31, 2018

HOW TO OVERCOME DEBT WHEN YOU HAVE BAD CREDIT

Is it possible to overcome your debt when you are struggling with poor credit, missed payments and a bad rating? Owing money often...

Oct 28, 2018

WHAT TO EXPECT IF YOU SHARE A JOINT DEBT

Joint debt is simply considered a debt that you share with another person, for example, if you and your spouse both need to sign and take...

Oct 21, 2018

HOW TO PLAN AN EMERGENCY FUND IN SIX SIMPLE STEPS

An emergency fund is money you save to use only in case of an emergency. You never know what kinds of curveballs life can throw your way....

Oct 17, 2018

FIVE COMMON CREDIT CARD MISTAKES THAT NEW FAMILIES MAKE AND HOW YOU CAN AVOID THEM

Your credit rating can have a vast impact on your everyday life--especially if you are getting ready to start a family. To ensure your...

Oct 17, 2018

WHAT HAPPENS WHEN YOU CAN NO LONGER PAY YOUR CREDIT CARDS?

Falling behind on credit card payments can trigger a series of unfortunate and stressful events for you. In addition to negatively...

Jul 16, 2018

WHAT YOU SHOULD KNOW ABOUT YOUR DEBT RATIO

People facing difficulties in their financial lives may simply not know where to start to rectify their situation. Accumulating debt can...

Jun 17, 2018

SAVING MONEY ON UTILITIES IN THE HOT SUMMER MONTHS

Many Canadians see a rise in their hydro bills once the warmer weather sets in. As enjoyable as the season may be, spending more money to...

Jun 3, 2018

TEACHING KIDS ABOUT MONEY MANAGEMENT

The earlier you begin educating your children about money management, the better equipped they will be to handle their finances in the...

May 27, 2018

SIGNS THAT YOUR DEBT MAY BE GETTING OUT OF CONTROL

As time passes, do you find it harder to pay all of the bills each month? You are not alone. Many circumstances can lead a person to...

May 20, 2018

IS IT POSSIBLE TO PLAN FOR RETIREMENT WHILE RECOVERING FROM DEBT?

Even though debt can feel overwhelming, and it may seem as though a service such as a licensed insolvency trustee is your only solution,...

May 13, 2018

FIVE SIMPLE TIPS TO LOWER YOUR MONTHLY EXPENSES

It’s often said that it’s wise to not spend beyond your means, as monthly expenses can add up quickly and increase your debt. To help...

May 6, 2018

HOW TO PRIORITIZE YOUR DEBTS AND DECIDE WHICH TO PAY FIRST

When you have multiple debts, it can be difficult to prioritize how to pay them off. There are many choices, but if you make the wrong...

Apr 19, 2018

HANDLING DEBT DURING INCOME TAX SEASON

It’s that time of year again! Income tax is due yet a surprising number of people can’t afford to pay the CRA the taxes they owe. Are you...

Mar 19, 2018

DOES FILING FOR BANKRUPTCY IMPACT MY SPOUSE?

Individuals who consider filing for bankruptcy in Cornwall, Kingston, Ottawa or Pembroke often wonder about the possible effects on their...

Mar 13, 2018

IS IT BETTER TO RENT OR SAVE FOR A DOWN PAYMENT ON YOUR HOME?

Is it better to save towards a down payment on a home or to rent a home? While the easy answer is that a home you own is equity, there...

Mar 7, 2018

ARE YOU STRUGGLING TO SAVE MONEY WHILE PAYING OFF STUDENT LOAN DEBT?

Student loans are a great way for many people to be able to afford to go to college. Once you are done with school and must begin paying...

Feb 27, 2018

THE DRAWBACKS OF OWNING MULTIPLE CREDIT CARDS

There is a good reason that credit cards have become so popular among Canadians over the years: the sheer convenience of not needing to...

Jan 17, 2018

WHAT YOU NEED TO KNOW ABOUT FILING FOR A SECOND BANKRUPTCY IN CANADA

Most people know that bankruptcy should not be entered into lightly. But that notion is particularly true if you find yourself facing...

Jan 14, 2018

MONEY MANAGEMENT TIPS

Although many people today are shunning credit cards altogether, it is important rather to establish a good balance between using them...

Jan 10, 2018

FILING FOR BANKRUPTCY WHILE ON LONG TERM DISABILITY

Becoming too ill or injured to work is difficult enough, but mounting debt as you are not earning your regular income can add extra...