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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG

D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.

Mar 17, 2019

BEWARE: PAYDAY LOANS A DIRECT REASON FOR RISING BANKRUPTCY RATES IN ONTARIO

According to a recent study, last year 37% of insolvencies in Ontario were directly driven by payday loans We understand the overwhelming...

Mar 10, 2019

THE PROS AND CONS OF USING A SECOND MORTGAGE TO MANAGE YOUR DEBT

When it comes to paying off your debt, it’s important to weigh all your options. Debt consolidation involves taking out a large loan to...

Mar 3, 2019

4 WAYS ONTARIO POST-SECONDARY STUDENTS CAN SAVE ON THEIR TAXES

Did you know that being a student makes you eligible for certain tax breaks? Did you know that being a student makes you eligible for...

Feb 28, 2019

HELPING STUDENTS FACE THE REALITIES OF DEBT MANAGEMENT

At D. & A. MacLeod Company, we recognize the financial struggles that many students in Ontario face as they advance through their...

Feb 24, 2019

THE 7 TELLTALE SIGNS OF OVERSPENDING & IMPULSE BUYING

If you recognize your own habits on this list, we recommend taking the time to evaluate your financial situation and call us for a free...

Feb 21, 2019

READY TO START A FAMILY? DEBT ADVICE TO START OFF ON THE RIGHT FOOT

If you’re thinking of starting your family, make sure you follow the advice in this week’s blog to start off on the right foot! The birth...

Feb 19, 2019

WHAT RISING INTEREST RATES MEAN FOR THE AVERAGE ONTARIAN HOMEOWNER

The Bank of Canada recently raised its interest rate to 1.5 per cent, prompting major Canadian financial institutions to increase their...

Jan 21, 2019

JUST STARTING OUT? ASSESSING YOUR DEBT LEVEL IS THE FIRST STEP

Whether starting out on your own, starting a family, or graduating, we are here to explain what to look for when deciding if debt help is...

Jan 14, 2019

MORE SENIOR CITIZENS ARE FACING RETIREMENT WITH DEBT AND BANKRUPTCY

An increasing number of Canadians are entering retirement with large amounts of debt and facing bankruptcy. Learn why and how to get out...

Jan 3, 2019

OUR GUIDE TO CANCELLING CREDIT CARDS THE RIGHT WAY

Things to consider when cancelling multiple credit cards to get a handle on your debt overload. Credit cards can lull you into a false...

Dec 26, 2018

HOW CREDIT CARD REWARD PROGRAMS CAN KEEP YOU IN DEBT BY DESIGN

Frequent flyer miles, cash back rewards, discounts at your favorite retail stores, and other “rewards” incentivize a culture of debt....

Dec 16, 2018

HOW TO MANAGE YOUR SPENDING DURING THE HOLIDAYS AND AVOID DEBT OVERLOAD!

The pressure to purchase gifts during the holidays feels even worse when you are struggling with debt. Learn some tips from our debt help...

Dec 12, 2018

PREDATORY PAYDAY LOANS ARE NOT A TRUSTED SOURCE OF DEBT HELP

Predatory payday loans are never a good choice. Learn more about these other options available if you are facing debt or behind on credit...

Dec 4, 2018

DEALING WITH COLLECTION AGENCIES AND WAGE GARNISHMENT – KNOW YOUR RIGHTS!

Learn how to deal with collection agencies and wage garnishments. Don’t give up; there are solutions to help you get out of debt today!...

Nov 28, 2018

SHOULD I USE MY SAVINGS TO PAY OFF MORTGAGE DEBT OR PUT IN AN RRSP OR TFSA?

When it comes to money management, where to invest, and how to save, many people have big decisions to make. How will you benefit the...

Nov 21, 2018

FACING A MOUNTAIN OF DEBT? LET US HELP YOU FIGURE OUT WHICH DEBTS TO START PAYING OFF FIRST

Our licensed insolvency trustees in Ottawa and the Eastern Ontario Region can help you figure out which debts to prioritize and pay off...

Nov 16, 2018

THE MOST COMMON REASONS CANADIANS ARE UNABLE TO GET A DEBT CONSOLIDATION

Learn more about why you may be unable to obtain a debt consolidation. Facing debt has become, unfortunately, all too common. But there...

Nov 12, 2018

HAS YOUR CREDIT RATING TAKEN A HIT? TIMELY CREDIT COUNSELLING IN OTTAWA CAN HELP YOU RECOVER

Things that can affect your credit and what can be done to help improve it. Imagine being excited to purchase your first new car. You go...

Nov 9, 2018

ARE YOU HAVING TROUBLE SAVING UP FOR A RAINY DAY FUND? YOU’RE NOT ALONE!

In today’s financial landscape, many Canadians are starting out their adult lives already facing massive debts...and rising interest...

Nov 6, 2018

HOW LONG DOES BANKRUPTCY LAST? USEFUL ADVICE FROM A LICENSED INSOLVENCY TRUSTEE IN OTTAWA

It’s entirely too easy to go into debt, and extremely difficult to break free from it. It’s entirely too easy to go into debt, and...