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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG

D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.

Mar 19, 2020

THE FIRST STEP: WHY YOU SHOULD KEEP A MONEY DIARY

When it comes to overcoming debt, few strategies are as effective as making and following a strict budget. If you’ve never done this,...

Feb 3, 2020

PREPARING FOR PARENTAL LEAVE & AVOIDING UNNECESSARY DEBT

While expecting a child is exciting, it’s a good idea to take stock of your financial situation and plan accordingly Otherwise, you may...

Jan 27, 2020

HOW TO RECOGNIZE FRAUDULENT CRA CALLS

Recently, Canadians have been dealing with frequent fraudulent communications from people pretending to be from the Canadian Revenue...

Nov 18, 2019

HOW TO AVOID FALLING INTO DEBT DURING THE HOLIDAYS

Here’s what you need to know about the increasingly serious issue of consumer overspending and how to avoid falling into debt during the...

Nov 7, 2019

WHEN ILLNESS LEADS TO BANKRUPTCY

Illness is one of the top five leading causes of bankruptcy in Canada. The reality is that our healthcare system doesn’t cover...

Oct 19, 2019

HELPING MILLENNIALS COPE WITH FINANCIAL ANXIETY

What are the signs and how can you cope with this type of stress? The emotional aspects of financial management can be difficult for...

Oct 6, 2019

WHAT HAPPENS IF YOU CAN’T MEET THE CONDITIONS OF A CONSUMER PROPOSAL?

Outlining the basic procedure of filing a consumer proposal and what happens when individuals can no longer meet its conditions. A...

Sep 17, 2019

WHY ARE YOUNG PEOPLE DECLARING BANKRUPTCY EARLIER THAN EVER?

The impact of student debt is becoming tougher as programs and post-graduate expectations change. While many Canadians think of crippling...

Sep 10, 2019

407 ETR DEBT: WHAT YOU NEED TO KNOW

There has been some controversy regarding Highway 407 ETR and the debts that people incur from unpaid toll fees. Many people don’t know...

Sep 3, 2019

DON’T LET DEBT EAT UP YOUR DISPOSABLE INCOME!

How much of your income is actually considered disposable and how can you avoid it from disappearing to your debt payments? According to...

Aug 27, 2019

LIVING PAYCHEQUE TO PAYCHEQUE IS BAD FOR YOUR HEALTH

Did you know that nearly 44% of Canadians are living paycheque to paycheque? If you systematically find yourself counting down the days...

Jul 21, 2019

GETTING READY TO RETIRE? TOP 4 RETIREMENT PLANNING TIPS FOR ONTARIANS

Did you know that one in five retirees lives with debt, with many still making mortgage payments? Like many Canadians, you’re probably...

Jul 11, 2019

HOW YOU CAN SAVE MONEY AND STILL HAVE FUN THIS SUMMER!

If you’ve been struggling with debt management, you may think that you’ll be unable to afford a summer vacation this year. While it’s...

Jun 24, 2019

HOW MILLENNIALS CAN ATTAIN THEIR FINANCIAL GOALS

Recent stats don’t paint a pretty picture for millennials with dreams of owning homes and living debt-free. According to a recent survey,...

Jun 17, 2019

ARE YOU PREPARED? HOW TO FINANCIALLY SURVIVE A LAYOFF

If your work is facing layoffs or you have just recently been let go, take the steps necessary to keep you financially protected. Getting...

May 28, 2019

DEBT MANAGEMENT METHODS: FROM SLOWEST TO FASTEST!

Slow, fast or fastest? There are many speeds at which you can tackle your debts and that is influenced heavily by your situation. If...

May 6, 2019

A GUIDE TO UNDERSTANDING & REPAIRING YOUR CREDIT REPORT AND CREDIT SCORE

Get an in-depth understanding of your credit report as we answer some of the most common questions regarding credits scores and credit...

Apr 17, 2019

WHY YOU SHOULD TEAM UP WITH A LICENSED INSOLVENCY TRUSTEE TO TACKLE TO YOUR DEBT!

Also known as LITs, licensed insolvency trustees are your best option if you need help getting out of debt. Amongst their many debt...

Apr 3, 2019

SECURED VS. UNSECURED DEBT: UNDERSTANDING THE DIFFERENCES

Do you have a significant amount of personal debt? If so, being well informed is a crucial part of managing your finances and getting the...

Mar 25, 2019

A BEGINNERS GUIDE TO CREDIT CARD FEES & INTEREST RATES

Struggling to manage your credit cards? Here’s what you should know about credit card feeds, interest rates, and the best time to pay...